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Financial Investment in Therapy   

I choose to work outside of the private insurance model and I do not accept private insurance as a form of payment. You can use out-of-network benefits to reimburse yourself for our sessions. 

 

Why? This is for many reasons, I am a specialist and not a generalist clinician and our healthcare system doesn't support health but illness management. Specifically I believe health insurance negatively impacts the services I can offer, and I've become uncomfortable with their compliance requests -- especially in regards to confidentiality for clients and being asked to prove "medical necessity" for much needed therapeutic care and healing that we all deserve. 

 

Being a private pay client is the only way to ensure complete privacy and care without a heavy (non provisional) DSM-5 diagnosis. A reality of using insurance is that therapy sessions become a part of your medical record, and insurance more often than not will not pay your full therapy bill. 

 

I have served clients accepting their insurance as a form of payment, only to have their insurance decline to cover their sessions, (through no fault of myself or the client) and then have the insurance company stick the client with a large bill, and me myself not get paid. As a small business owner, this makes running a micro business impossible. 

 

I deeply appreciate my clients who have educated themselves about the system, its benefits and drawbacks, who it serves. Many have found a new alliance around financial investments and their practitioners. I am happy to talk about this further if you have any questions about this topic. 

Rates

My 2024 Rates
  • 165$ for 55 minute session 

  • 200$* for all intake (first) session

  • 60$ for one hour group art therapy 

  • 100$ for Board-certified art-therapy supervision (ATR & ATR-P)

  • 100$ for LPCC/LPC supervision

  • 50$ firm cancellation fee within 24 hours of session barring emergency. 

*Payment plan on a future session can be arranged

The introductory phone call with me is free of charge.

 

You are welcome to use Health Savings Accounts (HSA) and FSA cards.  

My sliding scale and community pay option is now closed. 

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How to use your Insurance & Superbills

All about insurance, out-of-network benefits and superbills.

Payment is billed the day of your session to your card on file.

No-show or late cancellations (within 24 hours) are charged same-day ($50).  

My payment system will accept credit and debit cards, Health Savings Account (HSA)
or Flexible Spending Account (FSA) cards.

Out-of-Network Benefits - How it works

Some individuals choose to use their receipt to claim "out-of-network benefits" with their private insurance companies. Some clients have used an article on this site ZenCare to learn now to help them get paid back from their insurance company. ATA isn't affiliated. 

 

Check directly with your insurance company to see if you are eligible. Some insurance plans allow you to submit receipts/statements for "out-of-network reimbursement" of costs that you have paid out-of-pocket. Call the number on the back of your insurance card to learn about your plan, and if they participate in this particular type of direct reimbursement. 

If you believe your insurance company will cover my services, you are welcome to request from me a "superbill" quarterly, bi-annually or annually for potential reimbursement from your insurer.

 

Insurance companies require a diagnostic code and for the client or patient to have a formal psychological diagnosis. If you are wanting a diagnosis code, plan on a diagnostic session annually with me, which is $200 for all clients. 

You are responsible for all communication and interaction with your insurer.  I do not have any contact with your insurance company.

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