Financial Investment

Financial Investment in Therapy

I do accept out-of-network benefits with most insurance companies.

Most of my clients use their insurance to get reimbursed with my HIPAA compliant account through Mentaya, that handles the paperwork for us automatically.

Check your insurance benefits here.

If you have out-of-network benefits with me, and want to use this system, here is how it works:

Check to be sure you have the benefits with the link above. Sign up for an account. And after you are billed for your session/pay for a session, I will submit a receipt through Mentaya and you will get reimbursed!

Details below.

Check your benefits for reimbursement here.

Rates

My 2024 Rates

165$ for 55 minute session
200$* for all intake (first) session
60$ for one hour group art therapy
100-150$ for Board-certified art-therapy supervision (ATR & ATR-P)
100-150$ for LPCC/LPC supervision
50$ firm cancellation fee within 24 hours of session barring emergency or COVID-19 symptoms.

*Payment plan on a future session can be arranged

The introductory phone call with me is free of charge to you.

You are welcome to use Health Savings Accounts (HSA) and FSA cards.

You are welcome to use my Mentaya account to check your benefits or bill your company for your sessions.

My sliding scale and community pay option is full and now closed.

How to use your Insurance

All about insurance, out-of-network benefits and superbills with Mentaya.

How it works:

1. Payment is billed the day of your session to your card on file.

(My payment system will accept credit and debit cards, Health Savings Account (HSA) or Flexible Spending Account (FSA) cards.)

2. If you have out of network benefits you can use for therapy, use them! (most people do!)

If YES:

Option A. I have an account with Mentaya that will handle the reimbursement for you.

(Option. B. You also can go independent and you send them a Superbill quarterly, which I can make and email you. Just ask me!)

3. If you qualify, sign up for Mentaya: https://mentaya.co/inviteclient/niiuRygtA5gAvMql5ClQ
4. I will enter your sessions into the platform after your session on Fridays.
4. Mentaya submits the claim and handles any insurance follow-up.
5. You get reimbursed by insurance!(I am finding these times vary depending on the insurance company.)

Important fee NOTE: I don't make any money off this service, it actually is a business expense. Mentaya charges a 5% fee per claim, which includes handling any paperwork required, dealing with denials, and calling insurance companies. They do guarantee claims are successfully submitted, or a full refund of their fees.

Clinical note FYI: Insurance companies require a diagnostic code and for the client or patient to have a formal psychological diagnosis. If you are wanting a diagnosis code, plan on a diagnostic session annually with me, which is $200 for all clients.

Informed Consent: You are responsible for all communication and interaction with your insurer. I do not have any contact with your insurance company.

Check your benefits

How to Use Insurance

Notification of Federal Protections Against Surprise Billing

This is for many reasons, a big one is I am a micro local business, and its not possible labour-wise. Clinically, I am a specialist and not a generalist clinician and our healthcare system doesn't support health but illness management. Specifically I believe health insurance negatively impacts the services I can offer, and I've become uncomfortable with their compliance requests -- especially in regards to confidentiality for clients and being asked to prove "medical necessity" for much needed therapeutic care and healing that we all deserve. Being a private pay client is the only way to ensure complete privacy and care without a heavy (non provisional) DSM-5 diagnosis. A reality of using insurance is that therapy sessions become a part of your medical record, and insurance more often than not will not pay your full therapy bill. I have served clients accepting their insurance as a form of payment, only to have their insurance decline to cover their sessions, (through no fault of myself or the client) and then have the insurance company stick the client with a large bill, and me myself not get paid. As a small business owner, this makes running a micro business impossible. I deeply appreciate my clients who have educated themselves about the system, its benefits and drawbacks, who it serves. Many have found a new alliance around financial investments and their practitioners. I am happy to talk about this further if you have any questions about this topic.

Why are you not taking insurance 'up front'?